Kotak League Platinum Credit Card

Eligibility

1. The card is available only for customers who DO NOT have an Kotak Card.
2. Age: Primary cardholder ->21-65 years. Add On Cardholders -> 18 and above.
3. Should Good Credit Score of 750 or above.
4. Monthly Income should above 35k or above Per Month.
5. In case of self employment income tax filled should be 7.5 lakhs. 
6. The customer should be a resident of India.
7. The card is available only for users who already have a credit card of any brand.
8. The customer should have at least 30,000 limit on his previous credit card.
9. Document Required – PAN, Aadhar and Income Proof

Not Eligibility

1. Don’t apply if you did delays/defaults in past in any brand or bank financial transaction.
2. Not Eligible for those persons who already apply many cards in past 1-2 months.
3. Don’t apply if you have utilization of more than 70% on previous
4. You are Not Eligible If you Kotak Credit  Card existing user in the past.
5. Cards provide only selected pin codes.
6. Multiple applications are not allowed from the same device / number
7. Detected any fraudulent Apply then process will be rejected.

1. Your address should be from eligible PIN codes.
2. You should have a good bureau record with no negative remarks / no settlement / no payment miss.
3. Based on your eligibility and selected card type, they may be required to upload additional documents like – Last three month’s Bank account statement, Income tax return statement and latest credit card.
4. You are Not Eligible If you already kotak Credit cards existing user in the past.
5. You must activate your card by making a transaction within 20 days from card approval date.
6. Once the card is dispatched then you should activate the credit card by making their 1st transaction within 20 days. If the card is not activated or cancelled by the customer, a penalty will be charged.
7. Don’t apply if you did delays/defaults in past in any brand or bank financial transaction.

1. 1. 1. Click On ‘Apply Button’. (don’t apply if already complete half process).
      2. The customer then needs to verify  mobile number by entering the OTP.
      3. On the next page the customer needs to enter their PAN, date of birth, email address, gender.
      4. Additional details like mother’s name, father’s name and marital status need to be added on the next step.
      5. The customer then needs to enter their professional details like company mail-id, company name, monthly income.
      6. In the next step the customer needs to add their current home address after which the website will ask for the preferred delivery address for their card.
      7. In the last step for KYC the customer needs to agree to terms & conditions, provide Aadhaar number and Aadhaar generated OTP, and their VKYC.

   2. Important points for VKYC :-

      8. Customer needs to provide the permissions as asked by the bank.
      9. The customer needs to have their PAN card with them – broken or damaged PAN cards will be ineligible for the credit card.